An emergency handbook for medical incidents while away

A health incident far from home can leave anyone flustered. Having a simple procedure in mind helps you act more calmly.

The first thing is to ensure safety and find the nearest facility if emergency care is needed. Health always comes before paperwork.

Once stable, call the insurance hotline for guidance. They can advise a suitable facility and the direct-billing procedure if available.

Keep every receipt and medical document generated. These are the basis to complete your claim once you get home.